Health Care Is NOT a Right!

In this political season, "Affordable Health Care For All" is a popular slogan. It sounds well and good, but should we ever get to the point where everyone is guaranteed insurance coverage at little to no cost, the already deteriorating health of this nation will turn for the worse.

The problem with universal coverage is, there is absolutely no incentive to stay healthy. "It won't cost me nothing to have that triple by-pass, so I don't have to eat right or exercise..." Health care should cost money, and a lot of money. Your health is the most valuable asset you have. To maintain any valuable asset, you have to spend considerable time, effort and money to keep it. There is an old saying, "If you can't afford to be sick, you better do all you can to stay healthy."

Health care costs in this country are so high because no one wants to take the responsibility to prevent illness. Our emergency medical system is so good, and advanced, we can bring you back from the dead. It's too hard to eat right, get plenty of rest, and exercise (whine).

I do not like either candidates position on health care. Both are wrong! The best solution is affordable, high deductible catastrophic insurance combined with a Health Savings Account (HSA). When people have to start paying out of pocket for their health care, they will be more careful on how it is spent and will look for ways to save.

Health care (insurance) is not a right anymore than food, water, shelter, etc.. are rights. These are your responsibilities. You are responsible for feeding, clothing, sheltering your family. You are also responsible for keeping yourself and your family healthy. Almost every disease and illness is preventable. If you choose to not actively prevent illness, don't expect the rest of us to pay for you irresponsibility.

I would love to hear your comments on this post.